96481 - DIRITTO BANCARIO

Learning outcomes

The course focuses on the regulation of banking activity and banking contracts, grounding legal analysis on the in-depth knowledge of the economics of financial institutions.

Course contents

Module 1, taught by Professor Francesco Vella

- Banking activity in law and in economics.

- Banking products and banking intermediaries.

- The banking market.

- The regulation of banking activity under Italian law: deposits and loans.

- Authorisations under banking law.

- Corporate governance and organisational structure of Banking institutions.

- Transparency and competition in the banking sector.

- Banking supervision and banking crises.

- Banking institutions: the Bank of Italy, UIF, CICR, MEF, EBA and the European Banking Union.

- Cooperative banking groups, BCCs.

- The regulation of special credit.

- The risk management system and banking transparency.

- ADRs in banking law: ABF and ACF.

Module 2. Prof. Giovanni Battista Barillà

- The regulation of banking contracts under the Italian Civil Code.

- Banking guarantees and ABI models.

- Independent personal guarantees. Documentary credit and international banking operations.

- The regulation of banking collaterals in Italian enterprise law.

Readings/Bibliography

Vella, Bosi, Diritto ed economia di banche e mercati finanziari, Il Mulino, Bologna, 2019.

Letture consigliate:

Barillà, Pegno non possessorio e patto marciano: dalla tutela statica del credito alle nuove forme di garanzia, in Giurisprudenza commerciale, 2017, I, p. 583 ss.

Cappai, Le garanzie autonome nel commercio internazionale ̧ reperibile al sito http://www.nuovodirittodellesocieta.it/garanzie_autonome_nel_commercio_internazionale.

Teaching methods

The course lasts one semester; the lectures last two hours.

Assessment methods

Oral examination.

Teaching tools

The course lasts one semester; the lectures last two hours.

Office hours

See the website of Francesco Vella

See the website of Giovanni Battista Barillà