- Docente: Lorenzo Locatelli
- Credits: 6
- SSD: IUS/05
- Language: Italian
- Teaching Mode: Traditional lectures
- Campus: Rimini
- Corso: Second cycle degree programme (LM) in Statistical, Financial and Actuarial Sciences (cod. 8877)
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from Apr 10, 2025 to May 23, 2025
Learning outcomes
After completing the course the student has a legal background on insurance contracts and individual kinds of insurance.
Course contents
The Obligation
The fulfillment and non-fulfillment of obligations
The contract
The solidarity
Interpretation of contracts (in particular insurance contracts)
Torts
The insurance company
Insurance intermediaries
Insurance supervision
The insurance contract
Insurance concluded on its behalf between
The policyholder's declarations
The risk
The duration of the insurance contract
The premium
The intent in the insurance contract
Over-insurance and under-insurance
Co-insurance and plurality of insurers
Subrogation of the insurer
The disposal of insured items
Damage/Non life insurance
The indemnity principle
Insurance against property damage
Personal injury insurance
Liability insurance
Loss occurrence and claims made clauses
Life insurance Credit insurance
Compulsory insurance
Motor liability insurance
Reinsurance
Insurance litigation
Litigation management
Readings/Bibliography
M. Franzoni (a cura di), Diritto delle assicurazioni, Bologna, 2016
or
A. Donati - G. Volpe Putzolu, Manuale di Diritto delle Assicurazioni, Milano, Giuffrè, 2019, XII edizione.
Teaching methods
Frontal teaching using slide.
Specific teaching material will be delivered or recommended during the lectures., focusing on the rules of the Civil Code and the Insurance Act, along with some essays on the subject by Professor.
Assessment methods
The exam is aimed at evaluating the skills and the critical abilities developed by the students.
The exam is oral.
It is not possible to bring books, personal notes or electronic devices in the exam. Registration for the exam is compulsory, and students have to register throughAlmaEsami [https://almaesami.unibo.it/almaesami/welcome.htm] according to the general rules of the School of Economics, Management and Statistics.
Topics relating to the obligation and the contract in general will be explored in depth during the lectures. Non-attendees should supplement the recommended bibliography with a text (or part of a text) introducing the bond and the contract to be agreed with the lecturer.
The mark is out of 30 points, and the minimum required to pass the exam is 18 / 30.
Teaching tools
Papers
Office hours
See the website of Lorenzo Locatelli
SDGs
This teaching activity contributes to the achievement of the Sustainable Development Goals of the UN 2030 Agenda.